Kali Zubaan Blog

Personal Finance

69 Personal Finance articles from the Kali Zubaan Blog, newest first.

Personal Finance articles

Showing 49–60 of 69 articles, newest first (page 5 of 6)

₹17,000 Crore Adviser Wins First MF Lite Nod: What It Means
Personal Finance
Oct 20, 2026•6 min

₹17,000 Crore Adviser Wins First MF Lite Nod: What It Means

1 Finance has SEBI's in-principle nod for what ET calls India's first MF Lite fund house. Here is what MF Lite is, what changes for index fund and ETF investors, and what to check before you invest.

#Mutual Funds#MF Lite#SEBI
Aditya Sen
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₹3.41 Crore Tax Notice Over Yen: How a Dubai NRI Won at ITAT
Personal Finance
Oct 19, 2026•7 min

₹3.41 Crore Tax Notice Over Yen: How a Dubai NRI Won at ITAT

A tax officer read Japanese yen as rupees and added ₹3.41 crore to an NRI's income as unexplained money. Here is how bank records won the case, and what every NRI with FCNR or NRE deposits should keep ready.

#NRI#Income Tax#FCNR Deposit
Aditya Sen
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₹11 Trillion of Gold Is Pledged: Rethink Your Dhanteras Buy
Personal Finance
Oct 18, 2026•7 min

₹11 Trillion of Gold Is Pledged: Rethink Your Dhanteras Buy

Indian families have pledged well over ₹11 trillion of jewellery for loans. Before you buy gold this Dhanteras, see what making charges, GST and resale cuts really cost, and where investment gold belongs.

#Gold#Dhanteras#Gold ETF
Aditya Sen
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53% Silver Fall vs 26% Gold: Should You Switch From Gold FoFs?
Personal Finance
Oct 18, 2026•6 min

53% Silver Fall vs 26% Gold: Should You Switch From Gold FoFs?

Gold FoFs have stopped taking new money, but silver funds are still open. Silver has fallen about 53% from its January peak versus 26% for gold. Here is what experts say before you switch.

#Silver ETF#Gold FoF#Mutual Funds
Aditya Sen
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₹9.04 Lakh Leave Encashment: How a Retiree Beat a Tax Notice
Personal Finance
Oct 16, 2026•6 min

₹9.04 Lakh Leave Encashment: How a Retiree Beat a Tax Notice

A retired LIC employee was told only ₹3 lakh of her leave encashment was tax-free. ITAT Jaipur exempted the full amount. Here is the rule, the limits, and what retirees should check.

#Income Tax#Leave Encashment#Retirement
Aditya Sen
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$75 of $100: India Still Taxes Your Full US Dividend
Personal Finance
Oct 15, 2026•6 min

$75 of $100: India Still Taxes Your Full US Dividend

US brokers withhold 25% on dividends, but India taxes the full gross amount. How foreign tax credit, Form 44 and Form 67 actually work for Indian residents.

#US Stocks#Dividend Tax#Foreign Tax Credit
Aditya Sen
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₹52,878 Crore: Fairfax Buys 60.72% of IDBI Bank
Personal Finance
Oct 15, 2026•6 min

₹52,878 Crore: Fairfax Buys 60.72% of IDBI Bank

Cabinet cleared Fairfax's ₹52,878 crore bid for 60.72% of IDBI Bank, India's largest financial-sector FDI. What changes for LIC, the government, CSB Bank and depositors.

#IDBI Bank#Fairfax#Bank Privatisation
Aditya Sen
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₹2 Lakh Gain, ₹9,375 Tax: LTCG on Stocks, Gold and Property
Personal Finance
Oct 14, 2026•7 min

₹2 Lakh Gain, ₹9,375 Tax: LTCG on Stocks, Gold and Property

SBI Research wants LTCG tax on equities scrapped. Until then, here is how long-term gains on shares, mutual funds, gold and property are taxed today, and why the same 12.5% plays out differently.

#LTCG#Capital Gains Tax#Mutual Funds
Aditya Sen
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