Personal Finance

A Navi Mumbai woman got back gold and 11.2 kg of silver after a tax search. What CBDT Instruction 1916 really says about jewellery at home, and the papers that protect your family.

The RBI's new curbs gave the rupee its biggest one-day gain since April. If you hold US stocks or international funds, here is how a stronger or weaker rupee changes your returns.

SIP inflows hit a record in September and small-cap funds pulled in the most money. Here is what the AMFI data shows, and what it does and does not mean for your own SIP.

"Most international FoFs in India are still shut to new money because of the $7 billion industry overseas limit. Here are the 6 schemes open as of October 11 and what each allows."

"A ₹1,000 monthly SIP in the top 20-year equity fund grew to ₹11,09,210. Stepping it up 10% every year took it to ₹21,61,414. Here are the top 5 funds and what step-up SIPs really do."

"₹1 lakh in a Nifty 50 index fund fell to about ₹92,900 in a year. Split across five asset classes, it grew to ₹1,09,880. Here's what the October 2026 data shows."

"An ₹80 lakh home loan at 8% for 20 years means an EMI of about ₹66,900. Here's the take-home salary you need, how tenure changes it, and the mistakes buyers make."

"A ₹5 lakh, five-year FD at 6.40% earns ₹1,86,822 before tax, but only about ₹1,29,718 after tax at the 30% slab. Here is how pre-tax and post-tax FD returns compare across four big banks."

The FD you inherit is generally tax-free, but its interest is not. Here is who reports interest before and after a parent's death, and what legal heirs should do.