Kali Zubaan Blog

Personal Finance

69 Personal Finance articles from the Kali Zubaan Blog, newest first.

Personal Finance articles

Showing 1–12 of 69 articles, newest first (page 1 of 6)

₹14,960 a Lot: Crystal Crop Protection IPO GMP and Key Dates
Personal Finance
Nov 14, 2026•7 min

₹14,960 a Lot: Crystal Crop Protection IPO GMP and Key Dates

The Crystal Crop Protection IPO GMP has slipped from ₹48 to ₹40 before bidding opens on November 18. One lot of 55 shares costs ₹14,960. Here are the dates, valuation and risks.

#Crystal Crop Protection IPO GMP#Crystal Crop Protection IPO#IPO
Aditya Sen
Read
₹13,000 Out, ₹3,000 Taxed: SIP vs SWP, Which Is Better?
Personal Finance
Nov 13, 2026•10 min

₹13,000 Out, ₹3,000 Taxed: SIP vs SWP, Which Is Better?

SIP and SWP are not rivals. A SIP builds your mutual fund corpus; an SWP pays it back out as monthly income, and only the gain in each withdrawal is taxed. Here is how to pick, with sourced examples.

#Mutual Funds#SWP#SIP
Aditya Sen
Read
₹50,000 Cash via NEFT: RBI Domestic Money Transfer Rules 2026
Personal Finance
Nov 13, 2026•8 min

₹50,000 Cash via NEFT: RBI Domestic Money Transfer Rules 2026

Under the new RBI domestic money transfer rules, a walk-in customer can send up to ₹50,000 in cash via NEFT at a branch, but only ₹5,000 at a time through an ATM or agent. Here are all the limits.

#RBI Domestic Money Transfer Rules#RBI#NEFT
Aditya Sen
Read
$70 to $78 a Share: Anthropic IPO for Indian Investors, Explained
Personal Finance
Nov 12, 2026•8 min

$70 to $78 a Share: Anthropic IPO for Indian Investors, Explained

The Anthropic IPO is priced at $70 to $78 a share, with Nasdaq trading set for Nov 19. Here is how Indian investors can buy after listing, and what LRS, 20% TCS and tax mean for you.

#Anthropic IPO#Anthropic IPO for Indian Investors#US Stocks
Aditya Sen
Read
13.3% vs 13%: SIP or Mutual Fund, Which Is Best in India?
Personal Finance
Nov 11, 2026•8 min

13.3% vs 13%: SIP or Mutual Fund, Which Is Best in India?

SIP or mutual fund, which is best? A SIP is just a way to buy a mutual fund. DSP's 30-year data shows SIPs earned 13.3% on the Nifty 500 against 13% for a lump sum in India.

#SIP or Mutual Fund Which Is Best#SIP vs Lump Sum#Mutual Funds
Aditya Sen
Read
2 Holidays Left: Stock Market Diwali Holiday Today, Nov 10
Personal Finance
Nov 10, 2026•7 min

2 Holidays Left: Stock Market Diwali Holiday Today, Nov 10

The stock market Diwali holiday today shuts NSE and BSE on Nov 10 for Balipratipada. Trading resumes Nov 11, banks are shut in 7 cities, and only 2 market holidays remain in 2026.

#Stock Market Diwali Holiday#Stock Market Holiday Today#Bank Holiday
Aditya Sen
Read
40x, Yet 1 in 10 Odds: How to Check IPO Subscription Status
Personal Finance
Nov 9, 2026•13 min

40x, Yet 1 in 10 Odds: How to Check IPO Subscription Status

Here is how to check IPO subscription status on NSE, BSE or your broker app, what QIB, NII and retail multiples mean, and why 40 times subscribed can still mean 1 in 10 odds for you.

#IPO Subscription Status#IPO#IPO Allotment
Aditya Sen
Read
Jan 1, 2027: New Cheque Book Rules Are Fake, Says RBI
Personal Finance
Nov 9, 2026•7 min

Jan 1, 2027: New Cheque Book Rules Are Fake, Says RBI

Viral new cheque book rules said your CTS cheque book stops working after December 31, 2026. RBI called it fake on November 7. Here is what is true, what to keep doing and how to spot the next rumour.

#New Cheque Book Rules 2027#RBI#Cheque
Aditya Sen
Read
8.58% Rally: Share Market News as Nifty Reclaims 25,000
Personal Finance
Nov 8, 2026•8 min

8.58% Rally: Share Market News as Nifty Reclaims 25,000

Share market news turned sharply this week: the Nifty rose 8.58% to reclaim 25,000, and FIIs bought Rs 45,960 crore of Indian shares. Here is what the numbers show ahead of Diwali.

#Share Market News#Nifty#Sensex
Aditya Sen
Read
21 Extra Days: ITR Deadline Is November 21 for Audit Cases
Personal Finance
Nov 7, 2026•6 min

21 Extra Days: ITR Deadline Is November 21 for Audit Cases

CBDT Circular No. 07/2026 moved the AY 2026-27 ITR deadline for audit cases from October 31 to November 21, and the tax audit report to October 21. Here is who must file and what to check.

#ITR Deadline#Tax Audit#Income Tax
Aditya Sen
Read
₹5 Lakh UPI Cap: IPO Full Form in Share Market
Personal Finance
Nov 6, 2026•7 min

₹5 Lakh UPI Cap: IPO Full Form in Share Market

IPO means Initial Public Offering — a private company selling shares to the public for the first time. Here is the full form, how book building works, the ₹5 lakh UPI cap, and how allotment fits in.

#IPO Full Form#Share Market#SEBI
Aditya Sen
Read
2 Weekday Closures: Stock Market Holidays in November 2026
Personal Finance
Nov 6, 2026•6 min

2 Weekday Closures: Stock Market Holidays in November 2026

NSE and BSE shut for regular trading on November 10 and November 24, with a special Muhurat session on Sunday, November 8 from 2:20 pm to 3:30 pm. Here is the full November calendar.

#Stock Market Holidays in November 2026#NSE BSE Holidays#Muhurat Trading
Aditya Sen
Read