Kali Zubaan Blog

Personal Finance

70 Personal Finance articles from the Kali Zubaan Blog, newest first.

Personal Finance articles

Showing 25–36 of 70 articles, newest first (page 3 of 6)

₹1,200 Late Fee: Money Rule Changes From 1 November 2026
Personal Finance
Nov 1, 2026•7 min

₹1,200 Late Fee: Money Rule Changes From 1 November 2026

Money rule changes from 1 November 2026 hit PNB credit card users, IndusInd savers, pensioners and some taxpayers. Here is what changed, who pays more and the dates to remember this month.

#Money Rule Changes From 1 November#November 2026 Rule Changes#PNB Credit Card Charges
Aditya Sen
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31 October Bank Holiday: Are Banks Open Today, Saturday?
Personal Finance
Oct 31, 2026•7 min

31 October Bank Holiday: Are Banks Open Today, Saturday?

Is today a bank holiday? On 31 October, the fifth Saturday, banks are open across most of India, but branches in Gujarat are shut for Sardar Patel's birthday. Here is what works and the next holidays.

#Bank Holiday Today#Bank Holidays#RBI
Aditya Sen
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241x Subscribed: BLS Polymers IPO Result and Allotment Status
Personal Finance
Oct 31, 2026•7 min

241x Subscribed: BLS Polymers IPO Result and Allotment Status

BLS Polymers IPO was subscribed 241.22 times, so most applicants will see not allotted. Here is how to check your IPO result, when refunds come and what the GMP really means before the Nov 3 listing.

#IPO Result#BLS Polymers IPO#IPO Allotment Status
Aditya Sen
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1% Fee Above ₹50,000: SBI Credit Card Fuel Charges From Dec 1
Personal Finance
Oct 30, 2026•6 min

1% Fee Above ₹50,000: SBI Credit Card Fuel Charges From Dec 1

From December 1, SBI Card adds a 1% fee on fuel spends above ₹50,000 a billing cycle and on single transport payments above ₹30,000. Here is who pays, how much, and how to avoid surprises.

#SBI Credit Card#Credit Card Fees#Fuel Charges
Aditya Sen
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₹28,946 Gap in 10 Years: SIP Calculator for Direct vs Regular
Personal Finance
Oct 30, 2026•6 min

₹28,946 Gap in 10 Years: SIP Calculator for Direct vs Regular

A ₹1,000 monthly SIP in the same fund ended ₹28,946 apart in 10 years, only because of the plan type. Here is what the SIP calculator numbers show and what changes from November 1.

#SIP Calculator#Mutual Funds#Direct Plan
Aditya Sen
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₹50 Lakh LRS Sub-Limit: What RBI's Proposal Means for You
Personal Finance
Oct 29, 2026•7 min

₹50 Lakh LRS Sub-Limit: What RBI's Proposal Means for You

RBI has reportedly proposed a ₹50 lakh cap on some LRS spending like business travel and pilgrimages, inside the $250,000 yearly limit. Here is who it hits, what stays exempt and what to do now.

#RBI LRS Sub Limit 50 Lakh#LRS#Foreign Remittance
Aditya Sen
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12–18 Months of Lag: When to Exit an Equity Mutual Fund
Personal Finance
Oct 29, 2026•6 min

12–18 Months of Lag: When to Exit an Equity Mutual Fund

A fund with strong 3- and 5-year returns can still be slipping today. Experts explain when to exit a mutual fund, when to just pause new money, and the warning signs to check first.

#When To Exit Mutual Fund#Mutual Funds#Equity Funds
Aditya Sen
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₹225 Crore Paytm Profit: Q2 Results Winners and Losers
Personal Finance
Oct 28, 2026•6 min

₹225 Crore Paytm Profit: Q2 Results Winners and Losers

Q2 results season is in full swing. Paytm's profit jumped over 10-fold to ₹225 crore while Maruti fell 27% and Cipla 34.9%. Here are the winners, the losers and what it means for your portfolio.

#Q2 Results#Share Market Today#Paytm
Aditya Sen
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₹39.92 Lakh Home Loan, Flat Sold Twice: Why the HC Backed Him
Personal Finance
Oct 28, 2026•6 min

₹39.92 Lakh Home Loan, Flat Sold Twice: Why the HC Backed Him

A Mumbai buyer stopped his home loan EMI after the builder resold his flat, and SBI filed a criminal case. The Karnataka High Court quashed it. Here is what the ruling means for your home loan.

#Home Loan#Home Loan EMI#Tripartite Agreement
Aditya Sen
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₹8 GMP Today: Is the MK Sons Fine Jewels IPO Worth ₹14,742?
Personal Finance
Oct 27, 2026•7 min

₹8 GMP Today: Is the MK Sons Fine Jewels IPO Worth ₹14,742?

The MK Sons Fine Jewels IPO opens Oct 28 at ₹153 to ₹162. IPO GMP today is ₹8, about 4.94% over the top price. Here is the lot size, the dates, the numbers and what to check before you apply.

#IPO#Sons Fine Jewels IPO#IPO GMP Today
Aditya Sen
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₹9 GMP, ₹14,924 a Lot: Special Steels IPO Opens Oct 29
Personal Finance
Oct 27, 2026•7 min

₹9 GMP, ₹14,924 a Lot: Special Steels IPO Opens Oct 29

The Bombay Coated and Special Steels IPO opens Oct 29 at ₹78 to ₹82, with a GMP of ₹9 (+11.0%). Here are the dates, lot size, financials, debt and what the money will be used for.

#IPO#Special Steels IPO#IPO GMP Today
Aditya Sen
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5 IPOs, ₹2,581 Crore: Which IPO Is Best to Buy Today in India?
Personal Finance
Oct 26, 2026•8 min

5 IPOs, ₹2,581 Crore: Which IPO Is Best to Buy Today in India?

Five mainboard IPOs open this week, from EAAA India to Bombay Coated. Before asking which IPO is best to buy today in India, check fresh issue vs OFS, lot cost and where the money goes.

#IPO#Which IPO Is Best To Buy Today In India#IPO Watch
Aditya Sen
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