
"Your 6.40% FD Really Pays 4.64%: Post-Tax FD Rates at SBI, HDFC, ICICI, PNB (October 2026)"
"A ₹5 lakh, five-year FD at 6.40% earns ₹1,86,822 before tax, but only about ₹1,29,718 after tax at the 30% slab. Here is how pre-tax and post-tax FD returns compare across four big banks."








